5 popular card scams to avoid

   Here, we run through the most popular card scams and the best way to protect you against them.

1. Phishing

   Phishing emails are particularly common and are intended to steal your credit card and bank information.
They usually come from familiar, big companies like your bank, HMRC, Apple, Amazon, Paypal, and Netflix - perhaps suggesting that there is a problem with your account or, in the case of HMRC, for You know about tax breaks.
Often you will be asked to click on a link in an email to update your card payment details or enter personal information. Once equipped with this information, criminals can spend freely.
2. Smishing

   Smishing is similar to phishing, but instead of receiving emails, you'll be sent a text message claiming to be from your credit card provider or bank.
Similarly, you may be required to click on the link to fix problems with your account or you may be asked to confirm whether a specific transaction on your credit card has been made. by answering 'Y punch or' That.
However, if you reply to the message, it will confirm your phone number is active and then you may be required to confirm your credit card details, as well as other personal information.
3. Scam card delivery fraud

   This scam has been famous in recent years. The scammers start by calling you on your landline. They will say they are calling from your bank and there has been fraud in your account and your debit or credit card will need to be collected.
They will then advise you to hang up and call your bank to confirm, making the situation seem real.
   At this point, you will hang up and ‘hang up, but the crooks will remain on the line. Since they are the incoming caller, they can stay on the phone and give you the feeling that you are making a new, outgoing call.
After you call back, call again, scammers will ask you for personal information and may ask you to enter a debit or credit card number into your phone.
   They will then send the courier to your home to retrieve your card (usually the courier is unaware that they are involved in a scam) and once they have received your card they have You can spend as you like.
4. Theft

   This particular type of fraud happens when a person (or a group of people) approaches you and distracts you while they take your card. The same person may have followed you when you entered your PIN.
It usually takes place in or around a bar, restaurant, supermarket, or store. Scams can involve asking if you change a 10-sheet note, asking directions, or spending money while you're using an ATM.
5. Phishing purchases online

   When shopping online, it can easily be carried away by the promise of a bargain. But sometimes when something seems too good to be true, it is because it really is.
Online scams like this can come in the form of tickets, online auctions, or even investment opportunities. So before you enter your credit card details, take a step back and see if it's real or not.
   How to protect yourself

   No company should request personal information via email. Always enter your online banking address instead of accessing the link in the email and if you are unsure of anything, call your bank.A good way to spot phishing scams is to hover over the sender to see the full email address and through the links to see where they actually go. Doing this will often expose anything illegal.Check carefully for spelling or grammar errors in emails, as well as threatening or amateur copies. These are usually good gifts that emails are not genuine.

   When shopping online, use trusted retailers, or do your research if you're shopping in a new place. Always check for a padlock icon in your browser or website address that begins with 'https' instead of 'https' because 's' means it's secure.Sign up to be verified with Visa and MasterCard SecureCode because these people require you to enter your password every time you pay with a card.Never write your PIN down or tell anyone. Your bank will never ask for your PIN or ask you to enter the code into the phone keypad. You should also make sure you protect your PIN every time you enter the code into the keyboard on the ATM or card machine.Check s often